It seems Oklahoma has come so far in terms of technology, with a new younger generation of adults now living on their own, scammers are back to the original classics in order to make a quick buck.

Scammers are now sending out official-looking notices in the mail, and people are some people seem to be falling for it.

While the overall details of why you're receiving scammer mail may be different for all of us, we've all ended up on some list somewhere with our identities and addresses. Perhaps it's just public record, but the mail looks legit.

Kelso
Kelso
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It has just enough keywords printed to make you curious, but with little to no detail of who it's from. Just a random phone number to call with a PIN code to follow.

Identity is the currency of the underworld. 

These scammers may have your name and address, both of which are easily accessible in public records, but they want more.

The idea is to get you on the phone to sweet-talk you out of more information. Potentially even getting your banking or credit card info that they'll use to rack up charges, or even use your identity to cripple you financially.

If you're not aware, mortgage companies don't send out home warranty advertisements.

Red Flags. 

Sometimes these will include some very fine print about how they're not affiliated with your lender, but as you can see, the one I received mentions nothing of the sort.

It's a straightforward information grab using a sense of urgency to get my response.

In fact, it doesn't mention a business name at all. Just that it's a warranty something or other that is expiring, and I'll experience financial woes if I don't respond.

via GIPHY

What to do if you receive something similar. 

Authorities have made the solution very simple. Destroy it - tear it up, burn it, soak it - and throw it away. Easy peasy.

The point is that you shouldn't respond to it in any way, shape, or form. Stick with that, you'll be good.

If you have the extra time on your hands, you can always hop on and report it to the Federal Trade Commission, but like everything government, it takes forever on your part, and odds are, they'll likely ignore it anyway.

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